Las Cruces Bankruptcy Lawyer

Due to the recent changes to the bankruptcy code, it has become more difficult to determine what type of bankruptcy—Chapter 7 or Chapter 13—you are eligible to file. Therefore, you should obtain a competent New Mexico bankruptcy lawyer to help you determine your bankruptcy eligibility. I provide bankruptcy services to individuals and families in Las Cruces undergoing difficult financial crises. I am an experienced Las Cruces bankruptcy lawyer who will guide you through filing bankruptcy to help you obtain a fresh start in life!

Chapter 7 and Chapter 13 Bankruptcy
To qualify for Chapter 7 bankruptcy, your income must be less than or equal to the median monthly income for a household of your size in New Mexico. If you meet that qualification, I will conduct “means testing” to determine if you have enough disposable income to repay your debt through a Chapter 13 repayment plan. If I discover that your income—after subtracting allowed expenses—is below a certain amount, you are eligible to file for Chapter 7. If your income is higher than the amount, you must propose a Chapter 13 repayment plan wherein you pay your creditors back according to a 3- or 5-year plan. As an experienced bankruptcy attorney, I can help you determine what type of bankruptcy you are eligible to file. In addition, I can guide you through the bankruptcy filing process and help you protect your property and assets. 

Process for Bankruptcy Filing in Las Cruces
Even though you live in Las Cruces, you can file for bankruptcy with the help of an Albuquerque based New Mexico bankruptcy lawyer like me. Since I am dedicated to providing state-wide bankruptcy help, I am able to assist you with bankruptcy filing without you ever having to leave Las Cruces! At The Law Office of Larry Leshin, we follow this process when providing bankruptcy services to Las Cruces clients:

  • We schedule a telephone conversation with you to evaluate your financial situation and determine what type of bankruptcy filing you qualify for and/or gives you the best ability to protect your interests.
  • We mail you an intake packet that delineates the types of documentation you will need to provide.
  • You collect the necessary information and mail it to our law office.
  • We prepare your bankruptcy paperwork and mail it to you.
  • You then need to review the paperwork, sign it, and mail it back.
  • You attend an assigned hearing in Las Cruces; a representative of the Law Office of Larry Leshin will accompany you to make sure your rights and interests are protected.

Filing for bankruptcy in Las Cruces can be easy and efficient when you work with the Law Office of Larry Leshin. We are able to keep our prices low through low overhead and we are able to provide payment plans for low-income families, single parents, people on disability or social security, or those who are active duty military.

Contact Me when you Need an Experienced New Mexico Bankruptcy Lawyer

I treat all of my clients with the sensitivity and professionalism they deserve during this difficult time in their lives. Whether you qualify for Chapter 7 or chapter 13 bankruptcy, I will help you through the bankruptcy filing process and work hard to protect your best interests (whether that is your home, your belongings, or your savings). If you are in need of protecting your assets, preventing foreclosure, or putting a stay on creditor harassment, contact me for experienced, affordable legal representation today!

If you are looking for a Las Cruces bankruptcy lawyer
to handle your bankruptcy case
please call me at 505-255-4859 for a free consultation.

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