Prevent Ongoing Harassment By Creditors
One of the most important protections that filing for bankruptcy offers is that bill collectors must stop contacting you. As soon as your Albuquerque lawyer files for you in bankruptcy court, an automatic stay goes into effect.
The Automatic Stay Keeps Creditors At Bay
The automatic stay can help when you are behind on utility payments and the company is threatening to disconnect your service. It also temporarily stops foreclosure proceedings on your home. If your wages are being garnished, the garnishment will stop for the duration of the bankruptcy proceedings, or longer. Contact us immediately!
The automatic stay will not prevent certain actions by the Internal Revenue Service. It does not protect you if you owe money for child support or alimony or are charged in a criminal proceeding.
In certain situations, a creditor might be able to get around the automatic stay. For example, the creditor might argue to the court that it is being used to stall a sale of property that will be subject to liquidation anyway. If the judge agrees, the stay will be removed for that creditor.
We will advise you about the effect of this legal protection as we review your case. It is important to be completely honest when consulting with our attorney about a bankruptcy case. Any action that is perceived to be fraudulent by the court can severely jeopardize the outcome of your case.
Call Us Right Away To Stop Harassing Phone Calls From Bill Collectors In New Mexico
Contact us at 505-633-8723 if you are receiving constant calls from creditors about your bills or are faced with losing your utility services in the Albuquerque area. Having an attorney involved in the case early on can resolve many issues and take the emotion out of having debtors and creditors interact with each other.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.